How do I calculate rental property cash flow?

Cash flow equals gross rental income minus all expenses: mortgage payment, property taxes, insurance, maintenance, vacancy allowance, and property management fees. Positive cash flow means the property earns money monthly.

What is a good cap rate for rental property in Saskatchewan?

A cap rate of 5–8% is generally considered healthy for Saskatchewan rental properties, though this varies by city and property type.

What expenses can I deduct on a rental property in Canada?

Deductible expenses include mortgage interest, property taxes, insurance, repairs, advertising, property management fees, utilities paid by you, and depreciation (CCA). Consult a tax professional for your situation.

Rental Income Analyzer — Canadian Investment Property Calculator

🏠 Property Info

Property Address / Name

Purchase Price

Property Type

Number of Units

Total Sq Ft

💵 Monthly Income

Gross Rental Income

Total rent from all units per month

Other Income (laundry, parking, etc.)

Vacancy Rate

Typically 3–8% for residential in Canada

💸 Annual Operating Expenses

Property Tax

Insurance

Property Management

Maintenance / Repairs

Utilities (if owner-paid)

Other Expenses

🏦 Financing

Down Payment

Interest Rate

Amortization (years)

Closing Costs

Net Operating Income (Annual)

$0/month

Gross Rental Income—

Vacancy Loss—

Other Income—

Total Operating Expenses—

Annual Mortgage Payment—

Annual Cash Flow—

Cap Rate

NOI ÷ Purchase Price

Cash-on-Cash

Cash Flow ÷ Cash Invested

Gross Rent Mult.

0×

Price ÷ Annual Rent

DSCR

0×

NOI ÷ Debt Service

Enter property details

Fill in income and expenses on the left to see your investment analysis.

Rental Income Analyzer

🏠 Property Info

💵 Monthly Income

💸 Annual Operating Expenses

🏦 Financing

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